Home » Buyers » Why Buy With Us

Your home is most likely the most expensive financial purchase your family will ever make. Buying a home involves many decisions that go beyond simply choosing a property that fits your family's preferences.

Our team of expert agents will assist you with every step involved in the home purchasing process. Here are a few of the steps that our expert team of buyers-agents will assist you with:

• Researching Homes That Meet Your Specific Search Criteria.
• Providing Detailed Email Descriptions of All Homes On The Market that Meet Your Criteria.
• Researching Community Demographic Data, Houses Of Worship & School Reports.
• Helping You Obtain Financing & Getting You Pre-Qualified For A Home Loan.
• Assistance In Explaining & Reviewing Preliminary Closing Statement.
• Negotiating, Reviewing & Finalizing Your Sales Contract.
• Assistance With Arranging & Attending The Inspection Of Your New Dream Home.
• Scheduling & Attending The Appraisal As Well As Proving Comparable Sales To the Appraisal Company.
• Attending The Walk-Thru Inspection Of Your New Home & Closing.

Why trust anyone else than a team of multi-million dollar producing of agents, that have called Florida their home for over 30 years. Your home is your most important investment and most valued asset. The process of buying your home can either be a rewarding, pleasant, easygoing experience with no hassles and no aggravation, or a total and utter nightmare filled with frustration, stress, hassle, regret and disappointment.

Our team's knowledge and determination will help make sure the critical negotiations on your future home go smoothly, and that you purchase the best home on the market within your budget restraints. Please click here on the Dream Home Finder, so that we can begin the process of assisting you find your next dream home.

Back To Top

• Step 1: Get Pre-qualified By A Mortgage Lender
  Before looking at home on the market, you should first be pre-qualified by a licensed mortgage lender. Getting pre-approved for a loan may save you thousands of dollars on your purchase. A lender can discuss all loan programs that match your exact criteria. Your lender will also advise you on what your budget should be when purchasing a home, so you can meet your monthly mortgage payments, taxes, insurance, and possibly homeowner's association fees.
  
  
• Step 2: Free Consultation With Our Buyers' Specialists
  Our team will educate you and your family on the home buying process. Our team will ask you a few questions in order to learn more about your unique situation, so we will be ready to better assist you. After our meeting, our team will know exactly what you are looking for and only show you properties that match your exact criteria.
  
  
• Step 3: Searching For Your Dream Home
  After discussing what you are looking and having all of your questions answered regarding financing, we are now ready to find the home of your dreams. Using the latest online technology, we will search the Multiple Listing Service (MLS) as well as from other resources in order to find the properties that fit you and your family's needs. Our expert team will be able to narrow the search, because we know that your time is valuable. Our team's duty is to get the best possible price and terms for our clients. Search The MLS Live now on our website and view all of the available South Florida homes.
  
  
• Step 4: Drafting A Purchase Agreement / Offer
  Once you find the home of your dreams, we will draw up a purchase agreement. Our team will explain the entire contract, so you completely understand each term and condition.
  
  
• Step 5: Write Earnest Money Check
  After writing an offer on a property, you will also be asked to write an earnest money deposit to go along with your written offer. This amount shows the seller that you are serious about the offer. We suggest that our clients write a check in the amount of 1% of the contract price of the property. We will then present the offer to the seller's representatives on your behalf. We will also negotiate the best prices and terms of the contract. Once an offer is accepted in writing by the seller, your earnest money will be deposited into a third party escrow company.
  
  
• Step 6: Formal Loan Application
  After your contract is accepted, you will need to meet with your mortgage lender and complete the formal loan application if you have not previously done so already. You will be expected to pay for a credit report and appraisal of the property, which should cost around $400. You will also be required to sign a Verification Of Employment form. We recommend that you have a professional, licensed inspection company inspect the home, especially the roof and the appliances, for known problems or defects. This fee will be in the amount of approximately $250 to $500 and must be paid at the time the inspection is performed.
  
  
• Step 7: Preparing For Your Move
  Our team will make sure that the process goes as smooth as possible. We will be in direct communication with all parties including your mortgage lender, title company, and inspection company. We will also make sure to inform you of the entire process in order to ensure that you will close on the property on the date on the purchase agreement. Our team will also attend the inspection, appraisal, and closing. We will be there to walk you through every necessary detail until you have the keys to your dream home.
  
  

Back To Top

It is essential to first get pre-qualified for a mortgage before looking for a new home. Most Realtors will ask you to get pre-approved and have all of your financing questions and concerns be answered before putting an offer on a property. After speaking with a mortgage specialist, you will have all of the necessary information needed to find the home in your price range. Here are 10 reasons why our team suggests that all of our clients get pre-approved for a mortgage:

1. Allows you to find the best loan program that matches your financial needs
2. Save time by establishing a realistic price range so you can focus on homes you can afford.
3. Show sellers and real estate agents you are serious.
4. Obtain a pre-approval letter from a local mortgage broker to present with your offer - pre-approved loan means you don't need a financing contingency, which could give you the competitive edge when making your offer.
5. Make sure you are maximizing your tax write-offs by choosing the correct loan.
6. Investigate different down payment options and "points" versus "no points" options and take the time to understand the loan you will be getting.
7. If you are a first-time home buyer, you may qualify for special buyer programs that may allow you to afford a larger home for the money.
8. Gather all required paperwork now to avoid scrambling around later.
9. Discover whether you have credit problems or need to pay off debt.
10. Learn whether a single family home, townhome, or condominium makes the most sense financially.

Back To Top